What Information Do We Collect About Our Customers?

Traffic Data

Combizsolutions may receive a variety of visitor data such as IP addresses, browser settings, internet service provider (ISP) information, refer/exit pages, operating systems, date/time stamps, and clickstream data (collectively "Visitor Data"). The Combizsolutions internal servers and software automatically recognize Visitor Data. No Personally Identifiable Information is collected in this process. The Site may use Visitor Data to compile traffic data about the types of visitors who use the Site at specific intervals (collectively "Traffic Data").

We may use Traffic Data to analyze Site traffic, but this information is not examined for Personally Identifiable Information. We may also use Traffic Data to diagnose problems with our server, administer our Site, or display content according to your preferences. Visitor Data and Traffic Data may also be shared with business partners, affiliates, or advertisers on an aggregated and anonymous basis.

Cookies

Combizsolutions may use the standard cookie feature of major browser applications and third-party providers, including Google Analytics features (Remarketing, Google Display Network Impression Reporting, the DoubleClick Campaign Manager Integration, and Google Analytics Demographics and Interest Reporting), or employ internally developed cookies and tracking codes, that allow Combizsolutions to store a small piece of data on a visitor's computer, or any other device a visitor uses to access Online Services, about his or her visit to the Site or use of Applications. Combizsolutions does not capture Personally Identifiable Information in cookies or use cookies to mine Personally Identifiable Information. You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory. If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as order forms, will be limited.

Personal Information

Combizsolutions requires each customer to provide us with personal information (collectively "Personally Identifiable Information") to access and use Combizsolutions products and services. Personally Identifiable Information is captured only when a visitor accesses Online Services, or speaks on the phone with a Combizsolutions employee, and willingly discloses that information. This disclosure may occur when a visitor registers with an Online Service, engages in transactions, contacts customer service, or participates in contests, promotions, surveys, forums, content submissions, requests for suggestions, or other aspects of services offered by Combizsolutions.

Information on its website or provide this information to third parties for a fee. The Indian Trademark Office publishes the names and addresses of trademark registrants. In some states, fictitious business names, including the name and address of the business owner, must be published in a newspaper. The Combizsolutions Privacy Policy does not cover these or similar third-party actions.

Testimonials and Reviews

We display personal testimonials of satisfied customers received through email surveys. We ask for your specific consent as part of the survey. If you wish to update or delete your testimonial, you can contact us at info@combizsolutions. We also display customer reviews. If you provide a review that we display and wish to update or delete it, you can also contact us at info@combizsolutions.

Calls/Electronic Communications

In the regular course of our business, Combizsolutions may monitor and record phone conversations or email communications between you and Combizsolutions employees for training and quality assurance purposes. We may receive a confirmation when you open or click on content in an email from us, which helps us make our communications to you more useful and interesting. If you do not wish to receive emails from Combizsolutions, you may unsubscribe from our mailing list on any of the emails we send.

How Do We Use the Information We Collect and Do We Share the Information We Receive?

Use of Information

We use information we collect from the Online Services to communicate with you, process your orders, facilitate your transactions with our third-party marketing partners, and inform you of offers and discounts. For example, you may receive a welcome email that confirms your username and password, and later receive communications responding to your inquiries, providing services you request, and managing your account. We occasionally send service-related announcements, for example, to alert you if we need to temporarily suspend the Site for maintenance.

Opting Out

We send promotional emails and newsletters from time to time to users who have registered on the site and to those who have opted in to receive such emails. Generally, you may not opt-out of service-related or transactional communications, which are not promotional. If you do not wish to receive service-related communications, you may terminate your account by contacting Customer Care at info@combizsolutions. However, you can opt-out of promotional communications by following the unsubscribe instructions in any communication or by emailing us at info@combizsolutions.

Surveys, Sweepstakes, and Contests

We may provide you the opportunity to participate in surveys on our site, to measure customer satisfaction. If you participate, we may request certain personally identifiable information from you. Participation in these surveys, sweepstakes, or contests is completely voluntary, and you, therefore, have a choice whether or not to disclose this information. The requested information typically includes name, email address, and mailing address.

Sharing of Information

We share customer information with third parties only as follows:

Order Processing: Combizsolutions, sometimes with the assistance of a third party or Combizsolutions subsidiary, may use your Personally Identifiable Information to process your payment through merchant account services, and to generate the products and services you order. Your Contact Data may be used to follow up with you on transactions you initiate through Online Services, respond to inquiries made through Online Services, inform you of changes to Online Services, and send you additional information about Combizsolutions and its products and services.

Registered Agent Requests: If you designate a person or company other than Combizsolutions to serve as the registered agent for your business entity, Combizsolutions may provide your name and contact information to that party, if the designee requests.

Third Party Marketing: Unless specifically authorized by you, we do not provide Personally Identifiable Information to third parties for marketing purposes. If you express interest in a third party offer or purchase a package that includes a third party offer, we may provide your Personally Identifiable Information to that third party solely in connection with the offer you have selected.

Required by Law: We may also disclose your personal information: as required by law, such as in response to a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a legal request.

Visitor Demographics: Contact Data and Traffic Data are used to gather general statistics about our customers and visitors. We may use Demographic Data to generate collective information about our users, but not in a way that identifies any user specifically.

Service Providers: We may share your Personally Identifiable Information with companies that provide support services to us (such as notary services), or help us market our products and services. These companies may need information about you to perform their functions. These companies are not authorized to use the information we share with them for any other purpose.

Partner and Affiliate Tracking: Our partners and affiliates, including Google Analytics, may use cookies to collect non-personally identifiable information about your activities on this and other websites to provide you targeted advertising based upon your interests.

Other Transfers: We may share Personally Identifiable Information and other data with businesses controlling, controlled by, or under common control with Combizsolutions. If Combizsolutions is merged, acquired, or sold, or if some or all of our assets or equity are transferred, we may disclose or transfer Personally Identifiable Information and other data in connection with the associated transactions.

Bankruptcy: In the event of a Combizsolutions bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, your Personally Identifiable Information may be treated like any other Combizsolutions asset and sold, transferred, or shared with third parties.

Links

Third-Party Websites: Combizsolutions may maintain links to other websites and other websites may maintain links to the Online Services. This Privacy Policy applies only to Combizsolutions and not to other websites accessible from Combizsolutions.

Social Media Widgets: Our website includes social media features, such as the Facebook “like” button and widgets. Your interactions with these features are governed by the privacy policy of the company providing it.

Accessing and Changing Your Account

You can access and update your Personally Identifiable Information by logging into your account on the Online Services or by contacting Customer Care at info@combizsolutions.

To help us protect your privacy, we may need to verify your identity before we can grant you access to your information or make changes. If you request that we delete your information, we will comply with your request, but please note that we may retain certain data as required by law or for legitimate business purposes.

Refund Policy

Our policy lasts 2 days. If 2 days have gone by since your purchase of our service, unfortunately, we can’t offer you a refund or exchange unless there is a genuine reason for the cancellation or we haven't started the work. In such cases, the refund, if granted, will be subject to a cancellation fee of 60% of the payment amount received, or 80% of the receipt amount or Rs. 15,000, whichever is higher, for software. Payment gateway charges or convenience fees are non-refundable in any of the mentioned cases.

Approval not guaranteed by the approving authority will not be considered as the ground for non-performance of service. For registration and closure filing services, the closure is subject to MCA approval. If the government rejects the closure, the company will not issue any refund.

No refund shall be granted for software bookings, GST registration, GST migration, GST return filing payments, or income tax return filing payments if our executive finds that the RC is canceled, there is an error due to Assessee mistakes, or the data for return filing is not provided in the proper format.

Payment gateway charges, fees paid to other professionals or contractors, DSC fees, and other government fees are non-refundable. We are not responsible for rejection or resubmission in cases involving special entities like Private Limited, Public Limited, OPC, Nidhi, Section 8, or Micro Finance. No refund will be provided for such cases.

To complete your refund, we require a receipt or proof of purchase and an email to support@hubco.in with your order ID.

Once your refund request is received and inspected, we will notify you via email regarding the approval or rejection of your refund. If approved, your refund will be processed, and a credit will be applied to your original payment method within a certain number of days.

Late or Missing Refunds: If you haven’t received your refund yet, first check your bank account again. Refunds are processed after deduction of payment gateway fees, which we do not receive. Then contact your credit card company, as it may take time for your refund to be officially posted. Contact your bank if needed, as there is often a processing time before a refund is posted. If you’ve done all this and still haven’t received your refund, please contact us at:

Hubco Technologies Private Limited
1116 11th floor Astralis Sector 94
Noida - 201301

Exchange of Service: We only exchange services if requested from the original order ID. The exchange of service will be at the sole discretion of Hubco.in's management team. To request an exchange, send us an email at support@hubco.in.

Cancellation: In case of cancellation by the user within one day of payment, a full refund less any payment gateway fees will be processed without questions asked. If the cancellation request is made after 2 days, a 30% cancellation fee will apply, or 80% of the receipt amount or Rs. 15,000, whichever is higher, for software. For GST enrollment/registration, MCA filings, Nidhi software, or any finance software and GST return filing orders, no refund or cancellation request will be accepted if received after one day of payment or if the provisional ID is canceled after document processing.

Terms & Conditions

Welcome to hubco.in. This website is owned and operated by Hubco Technologies Private Limited. By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as 'User Agreement'), along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section below for more information).

We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

If you wish to use the hubco.in’s services, you affirm that you are more than 18 years of age and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties consequent to the creation of the documents, and are aware of the same. Kindly call us for further assistance.

1. Responsible Use and Conduct

In order to access our Resources, you may be required to provide certain information about yourself (such as identification, email, phone number, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date.

You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our Resources. Accordingly, you are responsible for all activities that occur under your account.

Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means.

Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.

Attempting to copy, duplicate, reproduce, sell, trade, or resell our resources is strictly prohibited.

You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability.

We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner.

By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:

Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
Contains any type of unauthorized or unsolicited advertising;
Impersonates any person or entity, including any Hubco Technologies Private Limited employees or representatives.

We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.

We do not assume any liability for any content posted by you or any other 3rd party users of our website. However, any content posted by you using any open communication tools on our website, provided that it doesn't violate or infringe on any 3rd party copyrights or trademarks, becomes the property of Hubco Technologies Private Limited, and as such, gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our Resources. All information provided as part of our registration process is covered by our Privacy Policy.

You agree to indemnify and hold harmless Hubco Technologies Private Limited and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this User Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.

2. Privacy

Your privacy is very important to us. To better protect your rights we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. For more information, please read our Privacy Policy.

3. Limitation of Warranties

By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:

The use of our Resources will meet your needs or requirements.
The use of our Resources will be uninterrupted, timely, secure, or free from errors.
Any information obtained by using our Resources will be accurate or reliable.
Any defects in the operation or functionality of any Resources we provide will be repaired or corrected.

Any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such content.

No advice or information, whether oral or written, obtained by you from Hubco Technologies Private Limited or through or from our Resources shall create any warranty not expressly stated in the User Agreement.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Hubco Technologies Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Your use or inability to use our Resources.
Any unauthorized access to or use of our servers and/or any personal information stored therein.
Any interruption or cessation of transmission to or from our Resources.
Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Resources by any third party.
Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via our Resources.

In no event shall Hubco Technologies Private Limited, or its directors, officers, employees, partners, agents, suppliers, or affiliates, be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the site or (ii) any errors or omissions in any content.

5. External Sites

Our website may contain (or you may be sent through our website) links to other websites or content that are not owned or controlled by Hubco Technologies Private Limited. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Hubco Technologies Private Limited shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policy of any third-party website or service that you visit.

6. Governing Law

The User Agreement and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the State of Delhi, India, without regard to its conflict of law principles.