Nidhi Management Company Software is a specialized application designed to streamline the operations of Nidhi companies. These companies focus on accepting deposits and providing loans exclusively to their members. The software helps automate and manage day-to-day tasks such as member management, deposits, loans, compliance, and financial reporting.
Are you looking to launch a loan or finance company in India? You're in the right place! Starting a lending business in India is easier and more affordable with Nidhi Company. With just seven people and simple documentation, you can launch your own Nidhi company. To register, you must have at least ₹10 lakh in capital.
Nidhi Companies are restricted to lending money to their members and accepting deposits from them. They cannot engage with the general public, only their registered members. However, becoming a member is easy and requires minimal documentation. Nidhi Companies are also unique in that they don’t need RBI approval to start a loan business in India.
Within 120 days of incorporation, an NDH-4 form must be filed to declare the company a Nidhi Company. At this point, the company needs to have a minimum of 200 members and a net owned fund of ₹20 lakh.
After operating within a district for three years, a Nidhi Company is allowed to open three additional branches. However, for opening branches outside the district, prior RD (Regional Director) approval is required. It's important to note that Nidhi Companies are restricted from operating outside their registered state. To expand into other states, you will need to form a new Nidhi Company.
Fincosolutions.com, a specialized company for registering and managing Nidhi firms in India, helps hundreds of companies. We are a premier consulting firm that supports startups and business management across the country.
In India, Nidhi firms are a particular kind of non-banking financial company (NBFC) that specializes in lending to and taking deposits from its members. The Companies Act of 2013 places them under the jurisdiction of the Ministry of Corporate Affairs.
We tailor each software to the specific needs of our clients, including the features and modules that best suit your company's needs.
An e-mandate is a digital directive that, according to Nidhi Company software, permits recurrent transactions or payments from a bank account. It is generally used to automate payments and guarantee efficient financial operations.
By incorporating CIBIL (Credit Information Bureau India Limited) features into Nidhi Company software, the company can improve its capacity to evaluate members' and applicants' creditworthiness, expedite loan processing, and guarantee adherence to financial regulations.
For members and administrators, integrating a mobile app with Nidhi Company software can greatly improve accessibility and convenience.
The Nidhi Company software has a collection app that is intended to manage receivables, expedite payment collection, and improve the effectiveness of financial operations.
The National Payments Corporation of India (NPCI) created the integrated bill payment system known as BBPS (Bharat Bill Payment System). Through a single platform, it enables customers to pay a variety of expenses (such as utility bills, insurance premiums, etc.).
By connecting a user's Aadhaar number to their bank account, the AEPS (Aadhaar Enabled Payment System) enables them to conduct financial transactions. AEPS integration with Nidhi Company software helps improve member services and expedite financial processes by utilising Aadhaar for safe, effective transactions.
Efficiently manage and automate interest calculations for various financial products, including savings, fixed deposits, and loans. Our software simplifies complex calculations, saving time and reducing errors.
Generate and print share certificates efficiently. Our software helps manage share serial numbers and registers, ensuring compliance with Nidhi regulations and streamlining administrative tasks.
Efficiently manage and track loans with comprehensive features for disbursement, repayments, and interest calculations. The software provides detailed reports and analytics to help you make informed decisions.
Streamline member management with features for registration, updates, and tracking. Our software supports detailed member profiles and history, ensuring easy access to important information and efficient handling of member requests.